I think there are quite a few good life insurance policies available in the market. What I will suggest is to buy life insurance with sum assured of at least 15X-20X of your annual income and it should be pure term insurance and must not be semi investment type policy.

The semi-investment type policies are neither good insurance policy nor are they good investment tools. Term insurance should be vanilla term policies.

To identify good Term insurance you should look at two things 1) The Claim settlement ratio 2) Claim settlement amount

I am using HDFC Life myself but you can see the best 5 list as below-

1) LIC

2) HDFC Life

3) SBI Life

4) MAX Life

5) Tata AIA

Watch the attached video for further details

Yes diabetic patients can eat palm (khajur) jaggery in controlled quantities.However, make sure that these are not adulterated and are not mixed with sugar, sugarcane jaggery or any other sweetener.

Here you go please check out this recipe from my wife, she usually cooks this for our daughter whenever she asks for something quick and good.

Most of the time plants die due to over care. Its not summer but over watering. If your plant shows below symptoms it means it's dying due to over care. 1) Sudden yellowing of leaves 2) Blackening of stems 3) Leaves shedding, 4) Damp soil. If you see any of the above symptoms stop watering the plan and keep it in the shaded area till the soil dries, then start giving water not more then 3 times a week. The other reason for plant death are insects and fungus, keep your plant well-groomed with neem oil and other organic disinfectants, you can put some wood charcoal in your pots as well.

As with any other business, you should start with market analysis, the target should be to build bootstrapped, sustainable, and cash-rich delivery business. You must start with a 3-5 year plan in hand. Then you must build a network of delivery boys, negotiate & collaborate with intercity logistics to save costs increase your reach.

Create a plan to bring your business online and on digital platforms, android, and apple apps. This is required in today's world as everything operates from mobile people prefer the services which are on their smartphones. Do digital marketing to create brand presence and image among consumers and competitors.

Keep taking feedback from customers and recreating the expansion plant. Do not stick on a single plan you may decide today to do and not to do certain things but today you can not stick to one single plan or thought process you have to be very dynamic and keep your self flexible to adjust as per the market needs.

RCM is a multilevel marketing business where you have to get new members, sell products and create a performing team to earn money. Like any other business, it's not easy you have to put a lot of effort initially to learn and create networks. The other challenging task is to keep your team motivated and meet monthly goals to get incentives and bonuses. It will take time but yes once you have a good team (both upline and downline) you can earn handsome amount of money. It's a commission-based business so you will earn based on the volume you and your team will sell.

If you are ready to put at least 4-5 hours daily with the commitment you can join the business otherwise it will be a waste of money.

This is very hard to check or verify if an app is Chinese or not there is an app on play store named "List All Apps & Uninstaller" which you can use to list the apps and its country of origin. However, I have not used it personally.

Generally, If I want to check if an app is Chinese or not I prefer to dig down to its developer and background check about them. But just remember most of the apps have some amount of direct or indirect Chinese investment(that's what I have found)

To check if an app is a fraud or unsafe, the best way is to check what its made for and what permissions it asks? If an app designed to take just photograph and it asks for Call permission, SMS permission, Location Permission, and blah blah it means there is something wrong with.

Also, check the reviews and number of users downloaded a particular app from the app store. Generally, if more than 10000 people have downloaded and given good reviews chances are app is not a fraud(but it's no Guarantee)

The last thumb of rule you should always follow is to download and install apps only and only from Google Play Store, Apple APP store, or similar white listed stores and not from the grey market or direct links and always check if the app is marked as play protect verified or not.

Very good question !! There are many short term courses available which one can learn and start working from home. But it totally depends upon the area of interest which one you want to choose.

If you are someone who loves to speak and socialize you can take public speaking courses and make a career in it, there is a high demand for online trainers and public speakers these days. You can learn trading and investment and become a trader or investor there are multiple sites that you can find easily and start learning. If you like cooking you can start your own youtube channel or work for restaurants/hotels dealing with Virtual or Cloud kitchen.

You can also start online tuition or register yourself to teach primary classes which just requires good temperament and children engaging skill. You can start selling on the various platforms available by making social networks.

You can read this article to know more ideas: Business Ideas during lockdown - Positive Shades