Without a valid OC, your occupancy is illegal as it can be classified as an unauthorised structure by the authorities. OC is crucial while applying for a home loan or loan to purchase a resale flat. You cannot even sell your property without a valid OC in hand. No Occupancy Certificate means that the building has not been given a “Pass Certificate”. This means that it does not have all the mandatory infrastructure/ clearances that make the building inhabitable. It is like you saying you have completed your degree but you do not have a Degree Certificate to show for it. Without OC, the building is technically unfit for occupation and hence in the event that any accident takes place, the occupants / users of the building can hold no one liable and would not be eligible for any insurance or compensation claims. Water, sanitary and electricity connections, if already obtained, are liable to get disconnected. Presently, OC is not mandatory for registering the sale of flats in Bangalore. However, the khata for the flat will not be issued unless the building has the OC. The flat also cannot be sold without the OC. Good luck with your new search. Hope you find the flat with all legalized and safe registrations.

Hi dear, many congratulations for the new home. Yes I I was little surprised to listen about home decorating app as many of my friends recently who bought new houses they have been using this. The discussion was quite interesting and I have noted down all the points related to it. They were sating that some were using paint tester to test colors on the wall, some were able to get lot of help from few apps like Houzz, Up and Pinterest.

Hi dear.. yes Diwali is around. This time Iam just thinking to modify the items like cookies made of millets with only dry fruits, no sugar no honey.. also oats chudwa will be best, while mixing the chudwa we can use ghee instead of oil. Even corn chudwa which are easily done in microwave oven without oil. Apart from these we can always make lentils with vegetables salad. Fruits you can offer. Try these.

Hello dear, we are doing good. Hope the same from you. I have pretty much idea on this problem. Yes it’s really hectic watching cockroaches everywhere especially in the kitchen. In my community who ever is moving out then bunch of cockroaches will start roaming other houses. I have tried all the remedies like baygon spray, bleach powder, roach killers, but didn’t work. Finally i called up for pest control and did that. Finally Iam relaxed now, no cockroaches at all. It’s always better to do pest control when it is out of control.

Hi dear many congratulations for pregnancy. Don’t worry back pain is one of the common as we put on lot of extra weight which actually put lot of pressure on our back. Light walking, stretching, gentle massage and other remedies will help to get relieve. When I had this pain in my pregnancy I followed these steps: Sit in a chair with your feet flat on the groundLift your left leg, and place your left ankle on your right kneeLean forward slowly, keeping your back straightYou’ll start to feel the stretch in your lower back and glutesHold the stretch for 30 secondsRepeat with your right leg

Hello dear, yes this is one of the best idea to boycott the Chinese products. Dear If possible start making hand made rakhis is very very easy. Bcz now a days people are not buying from resellers especially the one which they buy less quantity. Hence I would suggest you to buy the stuff or the materials all required to make Rakhi and forward it to all your WhatsApp, fb groups maximum. Trust me all your stuff will sell and you will earn good money.

Hello dear, i like your thought. Yes becoming independent feels safe, confident and healthy. There are many options first think of your point of interest like example if you are interested in teaching then apply to the educational institutions as now a days everyone do virtual classes. This way we can earn money and upgrade our knowledge too.

There are many small scale businesses where people are investing in the clothing, jewellery, home made products, Baby care products, tiffin services, and to grow community and get business people are investing in making websites also. You can choose any dear.

Hello dear, this type of depression is not good for you and your family. It might affect and worsen your health. Try not to worry. Wearing mask, hand gloves, sanitizers will help you to prevent from the virus. Also go and get fresh air daily atleast for 20-30 min. Walk and exercise well. Drink plenty of water. I suggest you to do meditation. These will help you reduce your stress.

Hi dear, even I have cervical pain, yes you need to be very careful during exercises. Some exercises like rotating head very fast will definitely hit a pain to cervical area. This is one of the best exercise I do : Take your arm on the side of the pain and place it above and behind your shoulder. Then take your opposite arm and place on top and slightly behind your head. Look down towards the opposite knee of the pain and apply gentle pressure for a good stretch. Hold these for 30 seconds and perform 3 times on each side. Try this and have a good time

Hi dear don’t worry. It’s a matter of few days, make sure you take plenty of liquids such as the juices of oranges , grapes, pears , carrots, beets and sugarcane can be taken. It’s better to have a cup of vegetable salad in which water rich vegetables are important. Cucumber, carrot, beets, onion etc. Avoid bananas completely. Rest well. Get well soon

Hi dear, anything in excess will harm to our body. The same way one drop of honey to our body have lots of benefits, it removes toxic materials from our body. It helps in reliving cold and cough, reduces weight, skin becomes smooth on applying external. Intake of honey boosts the immunity. It will help in improving your digestion and removes the allergens from our body.

Hello dear, my sister was same. She had a phobia of blood, injection, medicines. She loves kids very much and when she came to know about her pregnancy she started to overcome very slowly bcz as her wish is coming true.

Although several universities offer a combination of evening, weekend, and online courses, some of the programs listed here still require you to be present on campus to complete your Master's degree in data science. When you are searching for a nearby university, determine if you would like to pursue a data science program on-campus, hybrid, or online. I would suggest you to go for best universities. Like Indian institute of Bombay.

Hello dear, Sure, you can do M.Tech part time from IISc in Bangalore. One my friend Recently completed her MTech from this university. Here are the specifications to: You can join M.tech's part time program via ERP. ERP (Software for External Registration). Yet you must have at least 2 years of industry or research institutes experience for these. Good point is no age limit. You need to clear GATE Exam for entry and after that you need to clear interview. Selection is based on our performance. All the best dear.

Hi dear in general there are 3-4 scans. Each pregnant women is different. Some will have only 1 after end or start of their trimesters. Yes dear due to this pandemic even doctors are suggesting the required and important ones. Tiffa scan, anamoly scan are important. Don’t worry. Follow your doctor suggestions. Take care. All the best

Hello dear full form of SGOT is serum glutamic-oxaloacetic transaminase, SGPT is serum glutamic-pyruvic transaminase. These are the liver enzymes which play an important role in metabolism. When the persons liver is damaged or ill, SGOT can leak from the liver into bloodstream. If the levels are higher than normal it indicates the person liver has a problem. Only higher levels of SGOT indicates damage of any organ in the body. Normal range is 5-40 units per litre and SGPT is about 7- 56 units per litre.

Hello freind, Very good question. I suggest you always that the right time is implement now and investing money in Indian stock market anytime is always a good idea. Hence do not wait for market to fall.

Hi dear, children are very choosy all the time. Hence we need to try different varieties. Here is one recipe which I recently tried and my daughter enjoyed this. Try this.

Alia Bhatt who is 27, having a worth of estimation around 35 crores. Few articles says that her annual income would be around 9.5 crore per annum. Alia Bhatt holds a master degree in sociology. She seems so dumb bcz of hormones in short.

There are many universities which have been offering distance learning but I feel symbiosis and IGNOU are the best.

Hi dear, now a days many common people and institutes are arranging online classes for students. Also many you tubers are working a lot on kids stuff. Hence I suggest to check the videos first and if you don’t get any help from that, then you can try for online classes.

Hi dear, don’t worry. Gums which are healthy will look like pink, not swollen. Brush well for two times. Try to practice oral hygiene. Salt water gargle, turmeric water gargle, Rubbing clove oil on teeth are the best remedies to get rid of pain. Try to drink warm. Rinse well with mouth wash or salt water.

hey friend!! I had a very bad experience of hair fall after my delivery. even though I kept on following healthy diet, very good shampoos nothing worked. hence I was very much worried one day I shared my problem with my close friend she advised me this Vedix shampoo. When we were in college days her hair was very dry, rough, full of dandruff. but now her hair seems very smooth, silky and the best part is dandruff free. Nowadays Ayurveda studies say that they have been studying issues on a very micro level which inturn giving a treatment from the root instead of band-aid treatment. Hence I finally tried this Vedix shampoo with conditioner, i feel its a MIRACLE product. not only hair-fall stopped but also they have started growing healthy and shiny. I am very much satisfied and strongly recommend this.

Hello dear!! This is very common problem. Few days back my father in law also faced the same issue. We have also done with all tests. Everything is normal. His hb levels are little lower. As they grew older, they immune levels, resistance power gets slower. But don’t worry. Stress free, healthy diet, light walking in fresh air, plenty of liquids could help him more better. Fever could be seasonal change, Infact sometimes they gain resistance Which more important at this age to fight with foreign particles. Stay strong.

Hi dear, yeah these days situation became critical and demanding face masks. People are using many different brands, my friends are using Bellaterra Cosmetics Disposable 3-Layers Face Masks. I have ordered them in bulk and it’s very comfortable. It acts as a physical barrier for smoke, air droplets, pollution, dust & foreign particles. Good point is we can dispose them after one use and it fits to everyone teens, adults, elders & kids. People who are interested in cloth masks can use them but we need to wash them frequently after every use.

Absolutely!! Even I’m also a huge fan of his smile, body, and his dance. Everyone has some problem in their life. But solution is not the suicide. These nice words from a very good article gives the real time message to everyone’s life “If you ever feel your life is useless and you must end it. Devote it to the service of deprived and humanity. You will find a meaning to it.”

hello dear, one of my friends close has also started her textile business from home. As she has one extra room in her house, she bought all the various stuff from direct wholesale centers and arranged them in a room. for dust-free, she arranged all the stuff in small cabinets. She kept all the varieties like kids dresses, ladies stuff, return gifts for parties, bed sheets and pillow covers etc. If you are planning outside in your area then it takes a little more in investment. as my friend started at her home she saved her lot of money. apart from this, she shared her flyer in her WhatsApp, FB groups and also uploaded everyday new lives on her youtube channels and FB pages. this way it helped her to grow her business. if you are planning for all the varieties then you might need at least 1-2 lakhs. once you get profit start investing in inventory.

hello dear!! Calcium is an important mineral for our body which not only supports our bones but also our teeth. Calcium helps our heart rhythm too. yes, calcium is lacking in many individuals due to many reasons. This is very common. but don't worry include calcium-rich foods in your diet like dairy products milk, paneer, homemade yogurt, green leafy veggies like Spinach, Broccoli, Cabbage, etc if you are non-vegetarian, try to eat fish which have more bones in it. soy milk & tofu are rich in calcium. A handful of brazil nuts and almonds is a must daily to increase calcium content. sounds good that you are taking many calcium-rich foods to increase your calcium levels naturally. Change your eating habits, avoid fast foods, eat slower and in smaller portions, increase your exercise like walking, avoid caffeine drink plenty of water .

Hi dear, very good question.Good to know that you take care of health very much. water is the main constituent or healthy liquid that helps your food in aiding digestion. I always drink one glass of water before half an hour of a meal bcz it is said that this helps our meal in good digestion. We must make sure that soon after meal or before meal or during the meal we should not drink water as the water will dilute all the digestive juices. Hence I always prefer drinking water an hour after the meal which helps my body to absorb the nutrients. I suggest one full glass of around 100-200 ml of water after an hour of your meal. in a day, 2-3 liters of water is necessary for our body to avoid dehydration and other issues. Stay Fit and Stay Healthy dear.

There are multiple schemes available for availing Business loans from Government of India, different Nationalized & Private sector Banks. The loan amount & eligibility depends on the type of the Business you setup. Following details are required to check eligibility, Personal Background, Resume or Business background, Business Plan, Personal and/or Business tax returns, Financial statements if any. Legal documents, Collateral. For startups, we need to register in startup India portal. Interest rates varies across banks. In general, the rates fluctuate from 10.99% to 21% per annum. Few banks also charge processing fee, which could be maximum of 3% of loan amount. Lowest EMI per lakh could be 2300 for 5 years. Loan repayment tenure is up to 5 years.

hello dear, that's a very good idea. Pick your blog’s name and niche, get your bog online which is called web hosting. Having a proper hosting company to power your blog is one of the most important investments you can make when getting started. one of the best hosting & blogging platforms most of the bloggers use is WordPress and is hosted by Bluehost. though there are many platforms for blogging but 70% of people use Wordpress only. Dream host and host gator are the two best alternative blogging platforms. if we wanted to make money with our blogs Wordpress is one of the best and smart options. we can design our blog with a free WordPress theme. if you play ads through google Adsense by creating an account, they review it. it takes time before that your writings must be unique and creative. be ready more than 100 articles at least and earning depends on the rankings and traffic on your blog. all the best dear.

hi dear, you didn't mention what business are you handling currently. No problem, whatever might be the business we need to make sure of the employee safety first especially in pandemic situations. Grow or develop your business in such a way that they should be able to work from home. If it is a small scale business, the government is scrambling to pass legislation to help small businesses and individuals negatively impacted by the virus. I recently came to know that Businesses can apply for an Economic Injury Disaster Loan to help cover expenses that companies can’t afford due to the virus. This includes payroll expenses, accounts payable, and fixed debts. Also, make sure you reevaluate your business cleaning procedures for everyone safety. All the best dear.

Not only you dear, almost all businessmen are facing a lot of problems due to this pandemic. We are not sure how long time it will take to settle and become normal. My friend's uncle is also having a courier business. Initially, He first assured his customers by making a short video that all the couriers which are for shipping or to be shipped will be received to customer after some time without fail, now we all know that everything is online he posted his short video in his WhatsApp status, FB story and many more social media pages which he thought it is important for customer trust. Apart from that whatever the orders were local, he went in person to deliver the products. Few which were stuck he tried. Now services are open, he could successfully deliver the orders which were stuck for long time.

Honestly dear I don’t want you to spend money on subscriptions. I know app engages your kids but once we make a habit they will be addicted to screen time more instead many craft works like making flower pots with colored paper, DIY activities in many YouTube channels, making of opposites from flash cards, numbers on flash cards, counting numbers with colorful pompoms, many online worksheets where kids can scribble words, I would also suggest you to make some interesting activities with your child not only to engage but also spend time with him to understand in what ways you can improve your child.

When smartwatch was released I used to think that it’s all waste of money. But I was wrong when I saw some amazing results from my friends fitness. My friend introduced me this Amazfit Huami Bip Touch Screen Smartwatch A1608 (Cloud White) which costs below 5k. She is healthy chubby girl and wanted to reduce her extra fat. Though she was trying from past 1 year but she couldn’t track it. Later she came to know about it and it is working well, it has long lasting battery for 45 days. It can track your weight, calorie burn at indoor and outdoor exercise, sleeping patterns keeps you active and fit. It has 4 different colors. I liked black very as it suits to all my outfits.

Hi dear, very good question . We all must start our day with light exercise to keep us fit and healthy. Most important is healthy diet too. Our body to metabolise need proteins, fiber, macronutrients, micronutrients, carbs, healthy fats etc. Hence including 40-45% of fruits and vegetables, 10% healthy fats, 20-25% fiber rich or carbs, 25% proteins in your diet would be a balanced diet. I would suggest go for more zero oil recipes or try to include some home made ghee, a healthy fat or olive oil in your cooking. In addition to above all, if you have habit of exercising or yoga or brisk walking atleast for 45-60 min. This would help you great for weight loss.

Yeah I love the collection of watch collection. I am working and like to wear different types of watches and jewellery everyday. Fortunately I got many different brands of watches from my close friends & family. I like fossil brand and my favourite is apple smart watch coz it not only monitor my health but also stay me fit. If Apple is out of your budget then fossil smart watches are also very good and easy to use

Hi dear, really it’s good idea. I must appreciate for your initiative. Due to lockdown children and everyone in the family have increased their screen time and become potato couches. Listening skills are very important in each milestone for the development. My daughter watch rhymes, songs, stories during her screen time. We have Bose speaker at home and we didn’t realize that this could be done. Thanks dear for sharing your query. We got very helpful insight from your question. Bose speakers are little expensive but the sound system is very good and we are very much satisfied. I would highly recommend it. You can connect with Bluetooth and has long lasting battery.

Pcos is one of the health condition caused by hormonal imbalances. Yeah it’s very difficult to lose weight. I see lots of difference in my weight since I have started eating a low-GI, low-carb, whole protein foods, fiber rich. In addition to it Lifestyle should also be taken into consideration. Regular exercise, stress management, and sleep are all important to weight loss. This shake not only feel me full but also gave enough healthy calorie content which are protein, fibre rich.1 cup unsweetened almond milk, 1 cup fresh strawberries 🍓 or blueberries, 1 cup plain Greek yogurt, 1–2 scoops whey protein powder blend them all well and have this combination shake which helps us to keep full and help in reducing extra weight. All the best dear

yes, dear, it's the same story at my place too. since lockdown has started we have been waking up late, late breakfast, late lunch each and every daily chores are done very lately. don't worry dear Since we don't know how long this will continue to. hence I was really worried and sometimes frustrated too. Plan your day well. involve your family in planning and set a schedule and encourage your family members to follow that. last week we all discussed together and wrote it on a paper. we need to wake up by 7 am in the morning, adding to it we have been fixed the timings for breakfast, lunch and dinner and exercise. The very starting two days we couldn't adjust and follow that schedule, like at 8:30 am we listed as breakfast time but we could do that at 9 am. that's ok no problem. we have been working very hard and finally we reached. Also, I have been appreciating my kids and all the family members for their support which is not only keeping us happy but making us very healthy. You can try this small tip dear. I hope this helps.

Hey friend do not worry about this. it is absolutely normal. few girls after attaining their first period, they might not get their second period immediately or maybe for a year. my friends had irregular periods initially but luckily one of my friend's mother is a gynaecologist and we came to know that this was absolutely normal. she said that "we almost see many patients coming to our clinic thinking as a problem which is actually not. we do say them that in most cases, girls usually get their second period within a year of having their first".

Hi ... don't worry. it's very common in every home. My 2 kids are with little age difference and they quarrel for every little thing. Now both of my kids have reached to a stage, they are equally developing in almost everything. Try to engage both of them in a game where they love to play without any time constraints. Teach both of your kids that they are siblings to each other who need to shower love and affection on one another forever. Till they understand you need to be with them and Try teaching them that they need to play without quarreling with the available toys in fact explain to them that both have the same set of toys. once you start observing any change, Appreciate their coordination whenever you find them they are playing with mutual understanding. Participate in the game along with them and try teaching them how they can enjoy playing together. for example, if both like to play with toy airplanes then tell them that you both are pilots one will take off the flight and the other one will land. children will always like trying different. Take them to a nearby park and buy a small ring or a ball where you can teach them to play with a single ball. Try making them mingle with nearby kids to play accordingly. Last but not least. don't lose patience. Kids tend to behave so teaching them multiple times will definitely make them understand what are you trying to teach. Also never yell or scare them while teaching positive things. Little appreciation gifts are fine once in a while when they learn new things. But don't make it a habit. Love and patience is the only key to raise them with discipline.

Hello dear, Ectopic Pregnancy is also called tubal pregnancy bcz the pregnancy is outside the uterus or it is in one of the fallopian tubules. A fertilized egg cannot survive outside the uterus or in fallopian tubes dear. It causes pelvic pain and excessive bleeding, if it is untreated it will damage the rest of the organs. Not to scare you, this happened with my sister in law, the doctor said that for a few pregnant ladies there are no symptoms with ectopic pregnancy but many show symptoms in very early stages around 5-6 weeks. Treatment is necessary. Try not to be worry. I feel very sorry for you. Don't worry dear. All the times are not the same. Whatever you read is absolutely correct, Be strong. Follow your doctor suggestions well. Take good rest and after 6 months you can again try for pregnancy upon your doctor suggestion.

Hello Dear, recently I started putting on in kilos, which lead to prediabetic. The doctor checked with my lipid profile and asked me about my food habitats for my sugar check. In lipid profile, good fats are very low in fact they should high and bad fats should be less but they were more. While I was surfing some articles clearly gave an idea that oils are the major culprits of unhealthy food. Even I asked my mom that why we do we need oil in cooking she simply said that the surface of the utensil and the things we are cooking are not the same hence we need oil to cook them well, in addition, they enhance the flavor of the food. Then I listed out and realized that many recipes can be prepared without oil also. I thought they take more time to prepare but I feel they are actually easier than normal recipes. Yes, many of us use non-stick pans which we think are safe and easy to cook but remember they are not safe. Non-stick pans contain Teflon which acts as a catalyst in cooking. Hence we have removed all my non-stick cookware from my kitchen. For zero oil recipes like salads, we use glass containers and for soups, we use steel containers. One of my aunt stay in Kerala she always have affection towards Clay Pots, which are earthenware pots. simply called them as Manchatti. She describes that clay pots are not only 100% eco-friendly but also non-toxic. upon her advice we prepared and I would definitely recommend clay pots for cooking, food would be very tasty.